Crypto payments have lower processing fees than credit cards, which means creators keep more of what they earn and you get a 10% discount on every purchase. Plus, nothing shows up on your bank statement.
Three reasons people love paying with crypto on Primal
Credit cards charge 3-5% processing fees. Crypto on Solana costs less than $0.01. We pass those savings to you as a 10% discount, and creators keep more of every dollar.
No "PRML DIGITAL" on your bank statement. No paper trail to your credit card company. Crypto payments are completely invisible to banks, employers, and anyone who might see your statements.
No waiting 3-5 business days for payments to clear. Crypto transactions on Solana confirm in 2-5 seconds. Your payment is confirmed almost instantly, so you get access right away.
iPhone, Android, or any desktop/laptop with Chrome
The most popular and beginner-friendly crypto wallet. Takes 2 minutes to set up.
USDC is a digital dollar: it is always worth exactly $1.00. No price swings, no risk. Buy as little or as much as you need.
Free, 2-minute setup
phantom.app
Available on iOS, Android, and Chrome
Go to phantom.app in your browser
Or search "Phantom Wallet" in the App Store / Google Play
Download and open the app
It is completely free. Available on iPhone, Android, and as a Chrome browser extension.
Tap "Create a new wallet"
If you already have a wallet, you can import it instead.
Write down your 12-word recovery phrase
Phantom will show you 12 random words. This is your backup key.
Write it on PAPER, not digitally!
Do not screenshot it. Do not save it in your notes app. Write these 12 words on a piece of paper and keep it somewhere safe. If you lose your phone, this is the only way to recover your wallet. Anyone who has these words can access your funds.
Set up Face ID / fingerprint for quick access
Phantom will prompt you to enable biometric login. This lets you open the app and approve transactions with just your face or fingerprint, no password needed each time.
That is it! Your wallet is ready. Time to add some funds.
Always worth $1.00 — no price volatility
USDC (USD Coin) is a stablecoin — a type of cryptocurrency that is always worth exactly $1.00. It is issued by Circle, a major regulated financial company, and backed 1:1 by real US dollars in reserve. Think of it as a digital version of a dollar bill. Unlike Bitcoin, its price does not fluctuate. $20 of USDC today will still be worth $20 tomorrow.
Fee: ~2% (Phantom's payment provider fee)
Fee: ~0.5% (Coinbase trading fee) + free withdrawal on Solana
Fee: ~1.5% (Cash App fee) + small swap fee in Phantom. Note: Cash App only supports BTC.
Solana
Best choice
<$0.01 fees
Ethereum
Widely used
$1-$50 fees
Base
Low cost
<$0.10 fees
Solana
Fast
<$0.01 fees
We recommend Solana for the cheapest fees. Make sure the network you send on matches what Primal expects.
Takes about 30 seconds
Go to the item, service, or subscription you want to buy
This works for subscriptions, marketplace items, tips, gifts, and any purchase on Primal.
Click "Pay with Crypto"
You will see the crypto payment option alongside the credit card option. Select it to see your 10% discounted price.
Copy the wallet address (or scan the QR code)
Primal will display a wallet address and the exact amount to send. Tap the copy button to copy the address. On mobile, you can also scan the QR code with Phantom.
0x10be...1C36Open Phantom and tap "Send"
In your Phantom wallet, tap the Send button. Select USDC as the token. Paste the wallet address you copied from Primal.
Enter the exact amount and confirm
Type the exact USDC amount shown on Primal. Double-check the address, then tap confirm. Phantom will ask for Face ID / fingerprint to approve.
Transaction confirms in seconds
On Solana, your transaction will confirm in 2-5 seconds. Primal will automatically detect your payment and activate your purchase. You are done!
Payment complete! Your purchase is activated instantly.
Always use the Solana network for the cheapest fees
Solana fees are under $0.01 per transaction. Ethereum fees can be $5-$50. Always select Solana when sending USDC to save money.
USDC is recommended because it does not fluctuate
$20 of USDC will always be worth $20. You will never wake up to find your balance dropped overnight. It is the safest crypto for everyday payments.
Never share your recovery phrase with ANYONE
Your 12-word recovery phrase is like a master password to your wallet. Primal will never ask for it. No legitimate company or person will ever ask for it. If someone asks, it is a scam.
Double-check the wallet address before sending
Always copy and paste. Never type an address manually. Verify the first and last 4 characters match. Crypto transactions cannot be reversed once sent.
Start with a small test transaction ($5) first
If this is your first time, send a small amount first to make sure everything works. Once you see it arrive successfully, you can send the full amount with confidence.
Common questions from people new to crypto payments
Yes, completely legal in the United States and most countries worldwide. Buying, selling, and using cryptocurrency for payments is perfectly legal. Millions of people use crypto every day for regular purchases.
USDC is a stablecoin, meaning it is always worth exactly $1.00 USD. Unlike Bitcoin or Ethereum, its price does not go up or down. It is backed 1:1 by US dollars held in reserve by Circle (a regulated financial company). Think of it like a digital dollar.
Crypto transactions cannot be reversed once confirmed. This is why we always recommend double-checking the wallet address before sending. Copy and paste the address (never type it manually) and start with a small test transaction of $5 first to make sure everything works.
Every crypto transaction requires a small fee paid to the network that processes it. On Solana, these fees are incredibly small, usually less than $0.01. This is why we recommend using Solana. On Ethereum, fees can be $5-$50 depending on network congestion.
Using crypto to buy goods or services may be a taxable event depending on your situation. If your USDC has not changed in value (it should not, since it is a stablecoin), there is typically no capital gain to report. However, tax laws vary. Consult a tax professional for advice specific to your situation.
On Solana, transactions typically confirm in 1-2 seconds. On Ethereum, it takes about 15-30 seconds. Your payment will be reflected on Primal almost instantly after the network confirms it.
You can send USDC directly from Coinbase to Primal's wallet address. Just make sure you select the Solana network (cheapest fees). You can also transfer to Phantom first and then pay from there. Either way works.
Yes. Phantom is one of the most trusted crypto wallets with millions of users. It is non-custodial, meaning only you control your funds. Phantom never has access to your recovery phrase or private keys. It supports biometric login (Face ID / fingerprint) for extra security.
Save 10% on every purchase, protect your privacy, and get instant access. It only takes a few minutes to set up your first crypto payment.